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Tavana-Parsian Insurance Services

                                      

Tavana Insurance department is a considered to be a branch of Parsian Insurance Co. with representative code 510880 and under the supervision of Eng. Rahmat Ansar Al-husaini who has three years of experience in this field.

Assets & revenue Insurance

To protect your assets and revenue-generating capacity, here are some of the types of insurance available:

Building and contents
Covers the building, contents and stock of your business against fire and other perils such as earthquake, lightning, storms, impact, malicious damage and explosion.

Burglary
Insures your business assets against burglary, and is most important for retailers or a business which maintains an unattended premises.

Business interruption or loss of profits
Covers you if your business is interrupted through damage to property by fire or other insured perils. Ensures your ongoing expenses are met and anticipated net profit is maintained through a provision of cash flow.

Fidelity guarantee
Covers losses resulting from misappropriation by employees who embezzle or steal.

Machinery breakdown
Protects your business when mechanical and electrical plant and machinery at the work site break down.

Motor vehicle
It is compulsory to insure all company or business vehicles for third party injury liability. Many different types of policies are available, so make sure you understand the options before making a decision.

People Insurance

Insurance cover for you and your employees:

Workers Compensation
You must provide accident and sickness insurance for your employees - workers compensation - through an approved insurer. Workers compensation is covered by separate state and territory legislation. 

Personal accident and illness
If you are self employed you won’t be covered by workers compensation, so you need to cover yourself for accident and sickness insurance through a private insurer.

There are several types of life insurance. Some are investment-type funds  where you contribute over a certain time and get back your investment plus interest earnings at the maturity date. Others are designed to cover risk - things that could happen to you.

  • Income protection or disability insurance - covers part of your normal income if you are prevented from working through sickness or accident.
  • Trauma insurance - provides a lump sum when you are diagnosed with one of several specified life threatening illnesses.
  • Term life insurance or whole of life cover - provides your dependents with a lump sum if you die.
  • Total and permanent disability insurance- provides a lump sum only if you are totally and permanently disabled before retirement.

Liability Insurance

Types of liability insurance you need to consider:

Public Liability
Public liability insurance protects you and your business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or ‘pure economic’ loss resulting from your negligence.

Professional Indemnity
Professional indemnity insurance protects you from legal action taken for losses incurred as a result of your advice. It provides indemnity cover if your client suffers a loss - either material, financial or physical - directly attributed to negligent acts.

Product Liability
If you sell, supply or deliver goods, even in the form of repair or service, you may need cover against claims of goods causing injury or damage. Product liability insurance covers damage or injury caused to another business or person by the failure of your product or the product you are selling.

Contact Information

   Telephones: 00982188472803,  00982188472016,  00982188472834,  00982188401077

   FAX:  00982188472778

   Postal address: 28, 1th Floor, Shaheed Motahhari St., Tehran, Iran. Tehran, Iran.

   Postal Code: 1566854913

   E_mail: info@tavanaco.com

 

 

Send mail to info@tavanaco.com with questions or comments about this web site.
Copyright © 2006 Toseiye Eghtesadi Nik Asar Company (TAVANA)
Last modified: 11/05/11